Immediate Financial Relief for Your Family
Over 500k happy customers
Next-gen technology & features
99% customer satisfaction
There when you need it most
When a loved one passes away, their bank accounts are frozen, leaving dependents without access to funds for daily expenses.
The Black Cygnet Life QuickClaim Policy ensures your family receives up to R1,000,000 within two working days of receipt of the death certificate and all required claim documentation supporting a valid claim, to cover urgent costs like bills, school fees, and loans.
How it works
Quick Payout
A lump sum of R50,000 – R200,000 is paid directly to your nominate beneficiary within two working days of receiving the death certificate and all claim documentation supporting a valid claim.
Medical Underwriting
No extensive medical tests, just a short questionnaire to determine eligibility.
Whole of Life Cover
No term limits; the policy remains active as long as premiums are paid.
Joint Policy Option
Two lives can be covered under one policy for affordability.
Why This Policy Matters
Immediate Funds for Essentials
Avoid the financial strain of frozen accounts.
Quicker Than Life Insurance
Traditional policies take longer to pay out, while this provides fast relief.
Flexible Cover Adjustments
Increase cover anytime up to R1,000,000 (subject to the completion of our short medical underwriting questionnaire, exclusions and waiting periods).
Claim Process & Benefits
Accidental Death
Full payout within two working days of receipt of all claim documentation supporting a valid claim.
Natural Death
Staggered benefit payouts (50% of the sum assured after 3 months, 80% of the sum assured after 6 months, 100% of the sum assured after 12 months).
Guaranteed Minimum Cover
If declined due to the failure of the short medical questionnaire, you may still receive up to R100,000 worth of cover at standard rates.
Plan for the unexpected
Ensure your loved ones have immediate financial support.
One on one demo of Fintech X
Next-gen technology & features
99% customer satisfaction